There are several different types of government funding options available to keep in-home aged care accessible. Some of these are allocated to the individuals receiving aged care while other types are for individuals (generally family members) who care for someone. In these cases, both the carer and the person being cared for must meet the eligibility criteria.
We’ve put together this guide to give you an overview of all the different types of aged care funding, as well as which ones might be most appropriate for you.
For advice about in-home aged care and your funding options, talk to the friendly team at Absolute Care & Health. We can help you with any questions you may have about aged care subsidies and supplements.
What government support is available to individuals?
There are a few different types of funding which can help you with in-home aged care. Depending on your circumstances, you may be eligible for one or more of the funding options below.
To find out if you’re eligible or to apply for funding, you need to get in touch with the government’s My Aged Care service.
1. Commonwealth Home Support Programme (CHSP)
Under the CHSP, you will be approved for specific services which you will get from a local provider who receives funds from the Government to provide CHSP services in your area. You will usually be asked to pay a contribution towards the cost of these services.
2. Home Care Packages
Home Care Packages supply a block of funding to your aged care provider of choice. The goal is to help you retain your independence and continue living in your own home.
Within guidelines set by the government, you also get to choose what services you receive; who provides them, and how they provide them, so everything is done how you want it done. The services you can receive with a Home Care Package include:
- Domestic support
- Personal care and nursing care
- Allied health services
- Transport and community access
- Some home maintenance and modifications
3. National Disability Insurance Scheme (NDIS)
While the NDIS is designed to provide support for people with disabilities, there are many older Australians who could be eligible for NDIS. Depending on your circumstances, the NDIS could be an appropriate funding option for you.
Many older Australians may also be living with a disability. If you are under the age of 65 and have a disability, you may be eligible for NDIS funding. Find out more about receiving NDIS funded disability support.
Find out how Home Care Packages work
Home Care Packages are one of the primary ways people receive government funded in-home care, so let’s take a look at how they work in a bit more detail. Here are some common questions people have about Home Care Packages:
How much funding can you get with a Home Care Package?
You will be assessed for a package level based on your needs. As of July 2023, the funding levels are:
- Level 1: $10,271.10
- Level 2: $18,063.85
- Level 3: $39,310.50
- Level 4: $59,593.55
How do I get a Home Care Package?
To be eligible, you must be over 65 years of age and need some support to continue living independently in your own home. You will need to apply for an eligibility assessment through My Aged Care, and they will organise for you to have an independent assessment carried out in your own home.
There is a limited number of Home Care Packages, so once you have been approved for a package you will still need to wait for one to become available. The current approximate waiting times are 3 to 6 months for a level 1 package and more than 12 months for all other package levels.
Find out more about Home Care Packages and how they work.
Choose Absolute Care and Health for tailored in-home aged care
At Absolute Care & Health, we pride ourselves on providing high-quality care tailored to the unique needs of each of our clients. We believe in truly caring for others, and we go above and beyond to help you retain your independence and enjoy a comfortable lifestyle.
We have a qualified and dedicated team of caregivers who provide both in-home aged care and disability care services to our clients all over Melbourne and Victoria.